Phobia
From NsdWiki
Mental Fault
Expoint Bonus: 4
You irrationally fear a specific object, activity, or situation. You are paralyzed whenever confronted with the object of your Phobia. You must make a Guts check at DL 20 to overcome the terror and get past the phobia, else you will seek the easiest and quickest way directly away from the object. Common Phobias include agoraphobia (fear of wide open spaces), arachnophobia (fear of spiders and arachnids), necrophobia (fear of corpses and death), and zoophobia (fear of animals).
