Non Compos Mentis
From NsdWiki
Expoint Bonus: 2
Meaning literally "not of sound mind." When it comes to securing the defenses of the mind against disturbance and trauma, your mind is woefully unprepared. You take a −2 penalty to Sanity. Post-Traumatic Stress Disorder is a typical early result of this condition, though it is certainly not restricted to those struggling with this Fault.